Next Stop – Licensed Payment Institution in Austria and the EU

October 22, 2025
Maksu moves closer to becoming a licensed Payment Institution, strengthening its commitment to make secure, local, and merchant-first payment solutions more accessible for merchants in Austria and the EU.
We are getting closer to the finish line.
This milestone follows months of rigorous preparation, compliance work, and collaboration with the FMA (Austrian Financial Market Authority). Together with our legal partners, PFR Rechtsanwälte, our team worked intensively to meet the strict regulatory requirements and uphold the highest standards of security and compliance.
The process involved extensive documentation, detailed reviews, and continuous communication with authorities- all to ensure that Maksu stands on a foundation of security, reliability, and trust.
Once licensed, Maksu will expand its capabilities to offer a complete suite of in-Europe payment services – from card processing to account-based payments and new digital payment methods tailored for modern e-commerce.
For merchants and their online business, this means tangible benefits:
- Faster settlements and better cash flow, with funds processed directly within the EU
- Lower dependency on third-party intermediaries, reducing both cost and operational risk
- Greater trust and transparency, backed by EU-level PSD2 compliance
- Access to future-ready payment tools and infrastructure
For us, this milestone reinforces a belief we’ve held from the start –payment infrastructure should empower businesses, not constrain them.
By combining regulatory strength, European sovereignty, and merchant-centric technology, Maksu is setting new standards for how payments work locally and across borders.
Our journey towards full licensing is more than a regulatory achievement; it is a statement of intent. We are building a stronger, more independent European payment ecosystem where innovation, compliance, and efficiency go hand-in-hand.
The finish line is just around the corner – and we’re more ready than ever for our next stop: licensed, trusted, and powering the future of European online payments.
About Maksu
Maksu provides comprehensive, scalable, and secure payment solutions tailored for online merchants of all sizes. Built on Modirum’s 25-year legacy in FinTech and payment technology, we help businesses maximize conversions and eliminate payment friction with seamless, growth-focused solutions. Our mission is to redefine the online payment experience—delivering security, simplicity, and efficiency at every step. With enterprise-grade security and dedicated support, we empower merchants to focus on growth, knowing their payments are in expert hands they can trust.








